Restored Life

Rates, Insurance, and the Cost of Therapy

How much does therapy cost / How long does it take?

A “typical” course of therapy is seven to twelve sessions. If you are facing “typical” forms of depression, anxiety, or relationship challenges, then your course of therapy should fall in that range.

If your challenges are more complex, then therapy will probably take longer. Challenges like porn addiction, sex addiction, infidelity, or betrayal are more complex. Therapy for these challenges will take longer than a “typical” course of therapy.

Not doing therapy may be far greater than the cost of therapy.

Maintaining the status quo may have the following costs.

  1. Increased healthcare costs over the long-term
  2. Increased stress
  3. Reduced productivity
  4. Missed professional opportunities
  5. Lost relationships
  6. Increased risk of passing your issues down to your children
  7. Possible divorce
    • 1.5x – 2x your housing costs
    • 1.5x – 2x your food costs
    • 1.5x – 2x your transportation costs
    • Legal fees

Please book a consultation to discuss your situation, how we can help, and affordable options to move forward.

Insurance

We are out of network with all insurance providers. Check with your insurance provider or with Better.co to find out what your out of network benefits are.

If you want your insurance to pay you back for our services, we provide a “superbill” (a special receipt for healthcare services). We recommend using Better.co to help shorten the time to get paid back.

We cannot influence whether your insurance will pay you back at all, or how much they will pay you back.

Why we are out of network

We specialize in treating sex addiction, trauma, and infidelity. Insurance companies typically do not pay for treatment for sex addiction or infidelity. Some might, but there is no way to know which ones, and how many sessions are covered (usually fewer than needed).

Most insurances are now paying for trauma treatment for Post Traumatic Stress. However, experiences of relational trauma or complex trauma do not always qualify for the label of Post Traumatic Stress.

Insurance billing is also an inefficient, expensive task. By being out of network, we get to invest more of our time and energy into helping our clients.

If you are able, we recommend paying out of pocket.

While sex addiction, trauma, and infidelity are the main issues that we treat, they often overlap with other mental health issues (especially depression or substance abuse). Anytime insurance companies pay for your treatment, they expect to know what issues are being treated. These issues stay on your medical record permanently.

Having depression or substance abuse in your medical record can increase your rates health insurance, life insurance, disability insurance (short-term or long-term). It can also limit your career potential in any field that requires a medical screening or prohibits the use of psychoactive medications.

What if I can’t afford therapy?

Since insurance does not pay for sex addiction treatment, we offer scholarships to those in need. Scholarships are limited to 50% of the cost of counseling for 12 sessions per year.